We match homeowners with the right Home Equity Investment company — so you can tap into your equity, preserve your cash flow, and move forward on your terms.
No hard credit pull. No sales pressure. Just a clear answer about which HEI programs you're likely to qualify for.
Answer a short set of questions about your property, equity position, and goals. Takes about 90 seconds — no SSN required.
Our matching engine evaluates your profile against the exact underwriting criteria of four leading HEI companies — and returns your strongest options.
We introduce you to the right provider(s) so you can get a formal offer. No upsells, no middlemen, no monthly payments required.
Home Equity Investments are a fundamentally different product from HELOCs and cash-out refis — and they're right for a specific kind of homeowner.
An HEI is not a loan. You receive a lump sum in exchange for a share of your home's future appreciation. You repay at sale, refinance, or end of term.
Most HEI programs run 10 to 30 years with no required monthly repayment during that period. You stay in control of your timeline.
Because HEIs aren't debt, many programs don't factor your debt-to-income ratio into eligibility — opening the door for homeowners HELOC lenders turn away.
Self-employed, retired, or income-variable? Many HEI programs qualify you based on equity and property — not W-2s or tax returns.
Each provider has different equity requirements, credit minimums, investment amounts, and property criteria. We match you to the right one.
| Criteria | Company A | Company B | Company C | Company D |
|---|---|---|---|---|
| Min. Credit Score | 500 | 500 | 500 | 620 |
| Max Investment Amount | $600K | $500K | $500K | $500K |
| Max CLTV | 75–80% | 75% | 75–80% | 75% |
| Investment Term | 10–30 yr | 30 yr | 10–30 yr | 10 yr |
| Condos Eligible | ✓ | ✓ | ✓ | — |
| No DTI Requirement | ✓ | ✓ | ✓ | — |
| No Income Verification | ✓ | ✓ | ✓ | — |
Company names withheld pending partnerships. You'll be introduced to the right provider(s) after matching.
Free, no obligation, no hard credit pull. We'll identify which programs you're most likely to qualify for and connect you directly.